Most people are intimidated when it comes to settling personal injury claims.
Negotiating a high car accident settlement is tough. Many people are afraid of the car insurance adjuster, whose main job is to give you a low auto accident settlement.
In spite of this, there is one big thing in your favor that can help you during your car accident injury claims. And that is...
Car Insurance Adjusters Don't Have Time
The auto insurance adjuster doesn't want you to know that they are overloaded with work every month. A typical auto insurance adjuster will get literally hundreds of car accident injury claims a month. In order to get a very good performance rating from their superiors, the car claims adjuster needs to finish off a personal injury claim fast and without costing their company a lot of money. This is what's called "clearing" the claims file.
The auto insurance adjusters also don't want you to know that their performance will be judged on how many personal injury claims they can handle by themselves, without involving managers or auto insurance lawyers.
So how does this help you get a higher settlement injury claim?
The main benefit which you have is the luxury of time. Unless you have an immediate financial emergency, you really can afford to take your time and effort investigating your car accident claim and awaiting a higher cash settlement.
The insurance adjuster won't have this luxury. Their job is to get you to settle fairly quickly and cheaply.
To get a better idea of why the claims adjuster needs to finish quickly, take a look at the tasks they need to do for each personal injury claim:
*Speak to the claimants and witnesses. *Examine auto insurance policies. *Look over medical records. *Determine property damages. *Study accident and injury photographs. *Analyze police reports. *File the necessary insurance claims paperwork.
Now imagine doing that for hundreds of other auto accident claims.
Nearly everyone will accept a quick and very low settlement personal injury claim mainly because:
a) They don't know how much their claim is definitely worth. b) They do not know how to work with an insurance adjuster.
Once you know how much your claim is really worth and all the adjuster's negotiating tactics, you aren't going to settle your claims hastily and cheaply. This is good for you and bad for the insurance adjuster.
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