Motorcycle Accident Claim - Do You Know How

You are riding along on your new motorcycle, minding your own business, and suddenly the car coming the other way makes a left turn right in front of you and you have no where to go. You lay the bike on its side and somehow avoid going under the car, but you do hit the car.

What To Do

You feel okay and you don't see any real bad injuries, just mostly scrapes. You are wearing your helmet and think that you are not hurt badly but you bike looks to be damaged. The car driver comes over to you and says something like "I just didn't see you".

This scenario is fairly common for minor injury motorcycle accident but unfortunately there are also collisions that result in major injury to the rider. If you have a motorcycle accident of any type, what do you need to know about making a motorcycle accident claim?

Things To do At The Scene

If you are physically able, there are a number of things that you can do to help your claim:

If you have a cell phone camera with you, take photos of all of the vehicles involved in the mishap. Take pictures from different angles and try to get good photos of all the damage done. Get the insurance information of the other driver as well as the license plate number of the car or cars involved. If they will give it, get telephone numbers as well. Talk to any potential witnesses about the accident and what they observed. If they are willing, get their contact information. They may be a potential whiteness if it comes down to a law suit. As soon as you can, write down your recollection of the accident along with sketches of how it happened. Time has a bad way of blocking bad memories. Let your insurance agent or carrier know of the accident.

Get Some Help

Many people feel that if they can settle their motorcycle accident claim directly with the other party's insurance company, they will receive more of a pay out then if an attorney is involved. This may be a costly mistake.

Insurance companies will want to settle the claim for the least amount of money they can and they are very experienced in negotiating these sort of things. In fact, you may very well be negotiating with a staff lawyer from the insurance carrier. This might be a mismatch.

Personal injury law firms do this work as a matter of everyday business. They negotiate with insurance companies lawyers as part of their job. If you pick a good personal injury attorney, that person will know the personal injury law as well and maybe better then the insurance company lawyer. They will also know the value of your claim better then you might because this is their business to know.

When you have an accident on your bike, make sure that you get good representation for your motorcycle accident claim.

This article is for informational purposes only and is not intended as legal or medical advice. Please consult with a legal or medical professional to obtain legal or medical advice.