Tips For Handling An Automobile Collision

No matter how experienced you are as a driver, there may come a time when a distraction of a fraction of a second, or plain dumb luck will coincide to put you right in the middle of a car accident. With the sci-fi like advances in automotive systems today, drivers and passengers are more or less assured that there is a very high possibility of walking away from a major crash. However, this cannot be said of the vehicles they will have been travelling in, which is why the collision repair business has boomed.

In the moments immediately after an accident, you will of course need to check that all occupants of the vehicle are ok. Then, you need to check that your vehicle is not in a position that will cause another collision. Warning triangles are the next best thing if you cannot move your vehicle. After that, the process of preparing your car for visiting a collision repair shop actually begins. This means obtaining the addresses, contact information, driver's license and insurance details of the people involved in the accident. Police and witness information are also important in case the insurance company needs to ask questions from them. You need to make sure that an accident report is filed so that the insurance claim moves forward as quickly as possible. With the advent of cameras in every cellphone, it's a simple matter to record the scene of the accident for insurance and police purposes. Take pictures not just of the damage to the car but of the surrounding area so a reconstruction can easily be performed if necessary. Remember that when taking pictures of vehicular damage, take pictures of other vehicles involved in the collision too. Pictures of your car's wrecked areas and how they were caused by other vehicles can give the collision repair shop a better idea of how to inspect your car for hidden damage. It's in the shop's best interest to get the repairs on your car right the first time so that they don't get affected by warranty claims.

Insurance companies have accredited collision repair shops. If they can coordinate a tow service from the scene of the accident, it will save you time and effort by not having your vehicle towed to a temporary depot. Getting into an accident is never a pleasant experience. But having the presence of mind to involve your insurance company right from the start goes a long way toward having your car back on the road as soon as possible.

The Advantages of Hiring a Personal Injury Lawyer

As far as accidents and injuries are concerned, they can hit you anytime, anyplace. If you meet with an accident, the injury could remain for a long period of time thereby having an adverse effect on your health as well as your bank balance. With the passage of time, health care services have become extremely expensive and in simple terms, the sky is the limit. But what if you fall victim to an accident that has been caused by the irresponsible behavior of someone else? Why should you physically and financially pay the price for someone else's mistake? Now that you are seething with anger, the best option is to claim compensation from the guilty party and for that you need the assistance of a personal injury lawyer.

Claiming compensation is certainly not as easy as it sounds. There are a lot of legal issues that are involved in the process. That is the reason why a personal injury lawyer can prove to be such a boon. There are a lot of benefits of hiring the services of a personal injury lawyer. The best thing about them is their knowledge regarding the subject. They specialize in this particular field and have a sound idea about the latest changes that have taken place in the law. They know about the various loopholes in the system that can prove to be favorable for their clients. They are the ones who do all the running around to collect evidence as well as manage the entire paperwork.

Even if you decide to settle the matter out of court, your personal injury lawyer will make sure that you do not settle for an amount that is way less than what you actually deserve. Your attorney will always prioritize your interests and never work with a profit motive.

Before hiring a personal injury lawyer, you have to keep a few things in mind. Kindly make sure that the professional in question has a proper license. Only a registered and an experienced professional will be able to tackle the tricky court room situations and guide your case to victory.

If you are looking for a reliable and an efficient personal injury lawyer, Clearwater is where you will be able to find some of the best ones. Visit Papa & Gipe for superior quality legal assistance at affordable costs. Their lawyers are experienced and will be able to give you effective legal representation.

Motorcycle Accident Claim - Do You Know How

You are riding along on your new motorcycle, minding your own business, and suddenly the car coming the other way makes a left turn right in front of you and you have no where to go. You lay the bike on its side and somehow avoid going under the car, but you do hit the car.

What To Do

You feel okay and you don't see any real bad injuries, just mostly scrapes. You are wearing your helmet and think that you are not hurt badly but you bike looks to be damaged. The car driver comes over to you and says something like "I just didn't see you".

This scenario is fairly common for minor injury motorcycle accident but unfortunately there are also collisions that result in major injury to the rider. If you have a motorcycle accident of any type, what do you need to know about making a motorcycle accident claim?

Things To do At The Scene

If you are physically able, there are a number of things that you can do to help your claim:

If you have a cell phone camera with you, take photos of all of the vehicles involved in the mishap. Take pictures from different angles and try to get good photos of all the damage done. Get the insurance information of the other driver as well as the license plate number of the car or cars involved. If they will give it, get telephone numbers as well. Talk to any potential witnesses about the accident and what they observed. If they are willing, get their contact information. They may be a potential whiteness if it comes down to a law suit. As soon as you can, write down your recollection of the accident along with sketches of how it happened. Time has a bad way of blocking bad memories. Let your insurance agent or carrier know of the accident.

Get Some Help

Many people feel that if they can settle their motorcycle accident claim directly with the other party's insurance company, they will receive more of a pay out then if an attorney is involved. This may be a costly mistake.

Insurance companies will want to settle the claim for the least amount of money they can and they are very experienced in negotiating these sort of things. In fact, you may very well be negotiating with a staff lawyer from the insurance carrier. This might be a mismatch.

Personal injury law firms do this work as a matter of everyday business. They negotiate with insurance companies lawyers as part of their job. If you pick a good personal injury attorney, that person will know the personal injury law as well and maybe better then the insurance company lawyer. They will also know the value of your claim better then you might because this is their business to know.

When you have an accident on your bike, make sure that you get good representation for your motorcycle accident claim.

This article is for informational purposes only and is not intended as legal or medical advice. Please consult with a legal or medical professional to obtain legal or medical advice.

The Difficult Decision of Filing a Wrongful Death Lawsuit

The untimely death of a loved one can be incredibly difficult for a family to deal with. Knowing that you'll no longer have the support and guidance of a close family member is a situation that no family wants to find itself in.

Many families don't choose to consider pursuing a wrongful death claim because they either don't want to put a price on the life of their lost loved one or they know that no amount of money will be able to bring them back. While coping with the untimely loss of a loved one certainly can't be eased by money, the financial compensation garnered from a wrongful death lawsuit can help a family to deal with the potential financial burden caused by a fatal accident.

There are a host of survivorship expenses that a family who's lost a loved one will encounter and if the death was caused by the actions or negligence of another, you may be entitled to financial compensation to cover those expenses. You may be entitled to reimbursement for medical and funeral expenses and compensation designed to offset the loss of future earnings to help support your family in the event of the untimely death of a loved one.

A attorney can examine the details of an accident or abuse case that resulted in the loss of a loved one to help determine what course of action your family needs to take in order to get the compensation you deserve in your wrongful death claim. It can be difficult for a grieving family to look beyond the difficult situation that they are presently in when a close loved one is lost, but a qualified attorney will help to ensure that any and all future considerations are taken into account during a wrongful death claim.

A personal injury attorney who is experienced in wrongful death claims can help to ensure that your family gets the maximum compensation possible for future financial security. Considerations for lost compensation and lost companionship and damages for grief and sorrow may all be considered in an effort to get your family the financial compensation deserved in your wrongful death claim.

Denver Car Accident Attorney

Denver, the city of Colorado meets many accidents on its roadways like car accident, motorcycle accident, truck accident etc. The main cause is negligence while driving or do other work. And when the big truck crosses other vehicle or motorcycle the accident occur due to the heavy truck rolled on the road. These types of injury are very serious and take long time to recover. We at the Denver Trucking Accident Attorney are helpful in case of Truck Accident occurred in Denver. In this type of cases which is caused due to the carelessness of other people and you deserve the right to get the compensation we help the injured person to get their accidental claim for their right justice and full recovery.

According to the Denver post in October 2010, a truck accident occurred and one woman was killed and another woman injured when a large furniture delivery truck backed into them as they stood and chatted in front of a mailbox on East Briarwood Drive in Centennial. The 62-year-old woman was killed and the 70-year-old injured when the driver of the truck apparently attempted to turn the truck around near the mailbox located in an area undergoing construction.

Every year Colorado authorities investigate thousands of vehicle accident which involve large number of commercial vehicles, buses or trucks but the accurate statistics are difficult to compile. The large commercial vehicles and delivery trucks pose an extra hazard on Colorados roadways. Due to the huge size of vehicles, they often have a large blind spot which is dangerous for the pedestrians and other vehicles.

We at the Denver Trucking Accident Attorney help for your rights. We have knowledgeable and experienced lawyer and help you to recover your compensation fully. We have faced with many types of the truck accidents and solve the cases in the court. If you or any your familiar has been injured in Denver Trucking Accident in the Denver or other area around Colorado contact us at lawfather firm and discuss available options with you and help for the compensation you deserve.

When You Might Need A Colorado Personal Injury Lawyer

If you a Colorado resident who has been injured because of someone else's negligence, do you know your rights?

If not, you need the services of a Colorado Personal Injury Lawyer. Whether it is the result of a moving vehicle accident, an injury incurred on the job or on someone's property, you have the right to compensation from that person's insurer or the negligent party himself.

About Torts

A Colorado personal injury lawyer is specially trained in the field of law known as torts, which deal with issues of personal injury. This is a very wide area; although most personal injury cases deal with motor vehicle accidents (in which case you would want to retain the specialized services of a Denver car accident attorney, or such a lawyer in the community in which you live), torts are by no means confined to traffic incidents. A Colorado personal injury attorney can assist you with something as simple as a broken leg suffered due to a skateboard left on the sidewalk by a neighbor's child, or in suing a large corporation that manufactured a product which caused you physical harm.

Attorney or Lawyer?

Although we may use the terms Colorado personal injury lawyer and Colorado personal injury attorney interchangeably, there is in fact a distinction; while a lawyer must be licensed and certified by his/her state bar association, an attorney can be anyone's legal representative. If you have suffered an injury in or around Denver, it's best to make certain that your Denver personal injury attorney is in fact a licensed Denver personal injury lawyer.

What Am I Entitled To?

If you have been injured due to another's negligence, you are legally entitled to be compensated for:

-Medical expenses -Loss of property (i.e. your vehicle has been damaged beyond repair) -Wages lost due to the inability to work -Pain and suffering

In general, the first three are very easy for a Colorado personal injury attorney to win, as these are readily quantified and documented. Pain and suffering is not so easy to measure, however. The amount you are likely to win for this can vary a great deal, and if you win, it is likely to be appealed. This is why it is a good idea to have a Colorado personal injury lawyer on your side and not attempt to represent yourself in a personal injury action.

How Do I Start?

Your first step is to make an appointment to discuss your case with a qualified Colorado personal injury attorney. Many will give you a first consultation for free; if you cannot afford the hourly rates, some Colorado personal injury attorneys will take your case on a contingency basis. Time is of the essence, however; many torts have statutes of limitations, so do not wait to call a Colorado personal injury lawyer if you believe you have a case.

Are You The Victim Of A Dui

If you have been injured or lost a loved one or property to someone driving under the influence of drugs or alcohol, you need to contact a DUI accident lawyer. Denver is not much different than other major metro areas when it comes to drunks on the road; our police and highway patrolmen cannot be everywhere all the time. What is worse is that while DUI is a criminal offense, many who are charged with DUI manage to get off with light sentences, or may escape justice altogether. This is another reason to hire a DUI accident lawyer.

Denver DUI Victims Have Options

You probably remember that O.J Simpson was found "not guilty" of murdering his ex-wife and her companion after a criminal trial, but was later found liable for their wrongful deaths in civil court. This is because the burden of proof is lower in a civil trial than it is for criminal prosecution. When a Colorado DUI accident attorney argues in civil court, his/her case is based on a "preponderance of evidence" rather than "reasonable doubt. This is why a good DUI accident attorney has a better chance of winning your case there than in a criminal proceeding.

A good Colorado DUI accident attorney may not be able to get the person who hurt you thrown in jail, but if this person has any assets at all, you can be sure that a drunk driving auto accident lawyer will act aggressively to make sure you receive compensation for your losses and medical expenses.

Your Compensation

A qualified DUI auto accident attorney can make sure you are justly compensated for:

-property loss -medical expenses -cost of physical and psychological counseling -pain and suffering -loss of wages/salary -wrongful death

In addition, your DUI auto accident attorney will advise you of other rights you may have under the law.

Lawyers and Attorneys

You may notice that we use the term "drunk driving auto accident lawyer" interchangeably with DUI auto accident attorney. You should be aware that while anyone can legally be an "attorney," only a licensed professional with a law degree who is licensed by the state bar association can call him/herself a drunk driving auto accident "lawyer." Do not be fooled; make certain your Colorado DUI accident attorney is also a licensed and certified DUI accident lawyer.

Denver Victims Pay Nothing Up Front

It will cost you nothing up front to speak with a DUI accident lawyer. Denver legal professionals specializing in this area will generally take such cases on a contingency fee basis, meaning such fees will be based on a percentage of the award.

Injuries Don't Stop at the Site of the Accident

It is safe to say that our lifestyles are very much dependent upon fast and convenient transportation methods. Therefore, traveling in a vehicle on a busy road happens every single day for most of us; the possibility of being involved in a car accident is always present.

Car accidents happen to a huge number of victims every year. With the growing number of cars on the roads, these numbers are likely to increase. Although the majority of car accidents are minor and only create material damage, personal injuries resulting from auto accidents are quite frequent. In 2008 alone, 2.35 million people were injured in car accidents in the USA.

In Denver, Colorado there were over 1,700 non-fatal crashes in 2007. These statistics show us there are many victims in Colorado who will hire the services of a car accident lawyer in Denver.

In order to achieve a favorable result from a civil lawsuit or a personal injury settlement, citizens of Denver should know a few things. When involved in a car accident and injured a victim should request medical assistance as soon as possible. This is important not only to ensure that injuries are properly treated but also to demonstrate the gravity of the injury in a possible future case of tort litigation.

The most common injuries sustained during car accident are head injuries, neck injuries (also known as whiplashes), spinal and back damage, broken limbs, contusion and open wounds. In the most severe of cases permanent injuries appear which negatively alter the quality of living for the victim and are often permanently.

It is important to understand that not all injuries are apparent at the moment of the accident. Some can go unnoticed for quite a long time and only become apparent when certain conditions are met or when the injury produces a complication. As an example, the victim of a truck accident in Denver can overlook a slight back pain resulted from the crash. In time the minor problem can aggravate in a serious condition that can even impair the victim. The victim should employ the services of a Denver truck accident lawyer and seek compensation.

Damages are not always just physical. An emotional distress caused by the shock of the accident can gradually develop and can eventually lead to serious psychological ailments such as depression. For example, a surviving victim of a fatal car crash who witnessed a fatality, can suffer from post-traumatic stress disorder, which can be a devastating condition.

Financial damages resulted from the loss of wage during hospitalization, medical expenditures, and recovery costs can also be subject to a civil claim under tort law. This kind of damage is not apparent at the moment of the accident. The plaintiff should contact a after full recovery in order to evaluate the entire extent of damage suffered.

Truck Accident Attorney

What is a truck accident attorney and how do you know if you need one? A truck accident is of course an accident involving a truck and a smaller motor vehicle, such as an automobile or motorcycle. Trucks also can have accidents with each other, but they are then hitting something that is their own size and the injuries are not usually as devastating. The trucks that we refer to here are the so called "big rigs", the eighteen wheel or large behemoths that populate our highways. Most drivers of smaller vehicles tend to let the commercial trucks have their way on the road even if their way is not always safe. If an automobile, small truck or motorcycle is involved in an accident with one of these large trucks the people in the small vehicle will probably be seriously injured or even killed.

One thing that a truck accident attorney should be able to tell you is what the cause of accidents between commercial trucks and small vehicles are. Truck drivers have a very tough job, they have to transport goods from one place to another as quickly as possible and as economically as possible. Gas prices are rising and manufacturers are cutting back on their fleets. Some work is now given to independents that may cut corners in order to keep up with their business. These corners may be taking stimulants to remain awake, either legal or other types, and carrying too much weight for the truck. States have cut back on their weigh stations in order to balance budgets and so heavier trucks can get by. A weight shift in a large 18 wheel truck can cause a skid or jackknife of the truck which will most certainly involve other vehicles on the highway at the time that it occurs.

Truck drivers do drive impaired perhaps more times than drivers of other vehicles, trying to make up their schedules or due to some other problem. Picturing a drunk or impaired driver in an automobile is scary enough, but in a "big rig" it is beyond frightening. A truck accident attorney will help you or your family members determine who is at fault for the accident. If it is the truck driver, he may not be the only one you can sue. You might have action against the trucking company, the manufacturing company and others that your attorney will work with you to discover.

If you are looking for an excellent attorney to help you with this type of accident or any other call Attorney Robert A. Brenner at 800-669-7700.

Mediation For Personal Injury

In the city of Denver, Colorado most personal injury cases never make it to courtroom. In other words, they settle before even getting in front of the judge. This tendency is understandable when you consider the difficulties involved in holding a legal action in court, from the financial costs to the extensive periods of time that are necessary to finalize a trial. In most cases, both parties are reluctant to take a personal injury claim to court, because they fear that the jury will rule against them. This is why many top Denver injury law firms advise their clients to accept participation in mediation.

Mediation is an alternative method of settling a personal injury dispute. The two sides accept the mediation of a third party, the mediator. The mediator can be someone appointed by the court or a professional accepted by the insurance company. Usually, mediators are former attorneys or judges who have extensive legal knowledge, which helps them to properly asses a personal injury claim case and advise the two parties on the best way to reach a compromise.

Mediations are less formal proceedings than trial appearances, but as a plaintiff involved in a personal injury case, you should coordinate with your Denver accident lawyer in order to be prepared for the mediation process.

Mediations can take place with the presence of the involved parties, represented by Denver injury law firms, or they can take place without an actual meeting between the two sides. In this case, the mediator will act as a liaison between your Denver injury lawyer and the lawyer of the defendant, carrying the demands and the responses between the two sides.

Mediations have the advantage of being cheaper and quicker than civil trials although complicated cases may require a long time to settle. The aim of the mediation procedure is to reach an agreement between the two sides, effectively creating a compromise between the demands of the plaintiff and the interests of the defendant. The mediator will make sure that the two sides accurately present their side of the story and provide arguments for their cause. If everything goes well and the two sides arrive at a compromise, the mediator records the result of the mediation, which becomes a legally binding document for the two parties.

Mediations are sometimes ordered by a judge, but this doesnt mean that it is compulsory for the two parties to reach an agreement. You can always consult with your Denver accident lawyer if you should continue with the mediation or if you should take your case to the court. Nevertheless, you should always consider participating in mediation, even if you are sure that your case is strong enough to win a court trial.

Causes Of Highway Accidents

The Federal Highway Administration reported that accidents involving motor vehicles are still the leading cause of death among Americans 34 years and younger. The costs of these accidents were estimated by the U.S. Department of Transportation to be around $230 billion annually. The National Highway Traffic Administration states that the number of fatalities in Colorado reached 465 in 2009. From 2005-2008, there was an average of 500 fatalities annually. According to a truck accident lawyer in Denver, light trucks have caused a significant percentage of these accidents.

Among the various causes of these highway accidents, alcohol, use of mobile phones while driving and other driver behaviors have been reported to be the most common. Depending on the type of accident, a legal expert in the Colorado statutes such as an auto accident lawyer in Denver or a truck accident lawyer in Denver should be consulted.

Alcohol

In Colorado, the NHTSA reported that 34% of the total number of vehicle crashes in 2009 is a result of alcohol impaired driving. Seventy-two percent of these incidents have occurred between midnight and 3 am. In some incidents, the high Blood Alcohol Content level of non-drivers has been the cause of the accidents. According to an auto accident lawyer in Denver, there are a significant number of cases where courts have held drunk pedestrians partly liable for the accident. An injury law firm in Denver said that the comparative negligence of the victim could be detrimental to his claim for compensation.

Use of Mobile Phones While Driving

A report by The New England Journal of Medicine released states that using a cell phone while driving increases the likelihood of the driver crashing by 400%. Any auto accident lawyer in Denver will agree that the rate of crashes caused by drivers using mobile phones is as high as the number of accidents caused by a drunk driver with a 0.1 BAC level.

At this point, only New York has passed a bill prohibiting the use of mobile phones while driving. As expected, the major phone companies are the strongest opponents to the suggested legislation.

Other Driver Behaviors

Inappropriate driving behavior and bad decisions are the catalyst for the increased frequency of accidents over the last decade. Stopping in the left lane, backing up, speeding and poor vehicle maintenance are also reported to be common causes of highway accidents.

In Colorado, fatalities caused by trucks went up in the last two years. Considering the complexity of truck accidents, it is often inevitable to hire a truck accident lawyer in Denver because there could be at least three defendants held liable - namely the owner, driver and the manufacturer. Hiring an experienced injury law firm in Denver could be crucial in winning the lawsuit in such cases.

Truck Accident Lawyers - Evaluating a Case

The first thing truck accident lawyers do when presented with a case is evaluate its potential for damage recovery. Although it may seem impersonal to someone suffering from loss, both personally and financially, it really is nothing more than figures to an attorney thinking about taking on a client.

It has to be this way. As a layperson, you can attempt to evaluate your own case before you ever set up your first meeting. If you make some appointments, however, you will receive free professional evaluations that will tell you whether or not you have something worth pursuing in court. These evaluations can be an important tool in deciding whether or not to continue your case.

The first component of evaluating a case is liability. When evaluating this component of the case, truck accident lawyers will look at a number of factors. One of the bigger considerations will be how grievous the negligence was in the case. A semi driver, who was drunk at the time of the wreck, is obviously going to be less sympathetic to a jury than one who missed a driver in his blind spot. They will also want to evaluate how easily the negligence can be proven to a jury. Although settlements are common in these cases, part of what drives a good settlement is the fear of what may happen in court. If the opposing party has no reason to fear the jury, a settlement may be difficult to procure.

Truck accident lawyers will also have to carefully look at what kinds of damages occurred as a result of the wreck. While pain and suffering can come into play when arguing before a jury and negotiating for a settlement, they can hardly be counted upon when evaluating a case. Because of this, an attorney will be looking for hard facts and figures, such as medical bills or lost wages. These financial damages can be easily proven and their amounts will often play a large role in deciding whether or not the attorney will take on the case. Smaller firms are usually more willing to take on smaller cases.

A jury's judgment is only worth as much as an insurance company or individual can pay. If you sue an uninsured man with a low paying job, you can get a settlement of millions, but it won't mean a thing in terms of real money. Truck accident lawyers also have to take collectability into consideration when deciding which cases to take and which ones to pass on. You can do the same in many cases. If you are thinking about moving forward with a case against a defendant with few resources, you may win a judgment that is good for little more than bragging rights.

Prior To Advertising, Law Firms Need To Carefully Consider The Associated Costs

As a direct result of adverting on television one lawyer has become well-known in the Denver, Colorado area. If the lawyer's ads work as well in New York City and roughly 100 cities throughout the country, another law firm is destined to be a household name here as well. Personal injury law firms can also benefit from creating their own personalized advertising programs. A common type of advertising used by personal injury firms would be two blue collar workers discussing how to find a lawyer willing to fight for people like them; as with many other firms, this firm spends large amounts of money putting their 30 seconds of advertising on television and other media markets.

In 1977 the US Supreme Court made it legal for lawyers to advertise their services. Though this is not the initial instance of an attorney turning to t.v. ads to generate business, this is the first time nondescript, customizable advertisements have been created for utilization by attorneys across the country. These generic ads are having an enormous inmpact on the lawyers and firms that have signed on to use them for their advertising. At the time he spent the initial money on the first commercial, he had only two people in office. They had roughly 80 clients a year. Today, he commands an office of many attorneys and legal assistants. They oversee more than 100 cases a month. There is a pool table and mock courtroom, as well as offices housing the law firm's media buyer and TV producer, all within the attorney's three story building.

Needless to say, there is no longer any need for this enterprising lawyer to practice law, as he's totally involved in both the development and marketing of his advertisements. He stand behind the power of TV advertising beacuse of the amount of revenue it generated for him. No one was more surprised than he was by this turn of events. To hear him tell it, he ran one successful television ad and suddenly all ten phone lines light up like a Christmas tree. When the ad comes on, the phone calls start pouring in.

Personal injury law firms are the ones who most commonly use advertising to get new clients, this practive is still considered demeaning by large corporate firms. This Denver attorney was once a peon seeking clients wherever he could drum them up. He was seeing very limited repeat business, as his clients were victims of industrial accidents, slips and falls, and automobile accidents.

These ads will definitely generate a response, there's no doubt about it. Among the variety of responses received, are calls that are not at all related to personal injury. Finding a lawyer is not something many people have the skills to do without help. Cases worth taking are hard to come by - only maybe 10%. The number of calls that have nothing to do with law really need to be filtered through, and that is the main problem that lawyers have with the program. Some lawyers have even quit the prograqm because they did not have the money to handle the cost of the ads and the additional personnael neededto handle the extra calls. Unfortunately, it increases your overhead costs while increasing your caseload. Some lawyers need to hire someone to answer the increased call load.

There's even one lawyer in the program who said that his first year's income heavily outweighed his advertising costs. Furthermore, the attorney stated that the relationship of profit to expense has increased consistently as his firm accepts an even greater volume of files. The addition of well-known personalities into their advertisements is now the goal of Frickey and his producer. For six film ads, they have secured John Madden the football celebrity at a cost of $50,000.

Text Messaging While Driving

The safe operation of a motor vehicle particularly in heavy traffic, requires extraordinary concentration and coordination. It is therefore inexcusable for anyone to be using a hand-held device to be sending text-messages while behind the wheel. Such irresponsibility and pure self-centeredness has been the cause of serious accidents and injuries. If you have been injured because of such carelessness, you need the services of a Colorado personal injury lawyer.

Text Messaging and Motor Vehicle Law

Depending on your state, there may not be any laws against text messaging while driving. This will soon change in the State of Colorado, however; new laws enacted by the state legislature will go into effect on the first of December. House Bill 1094 will effectively make it illegal for anyone to use a wireless telephone in order to send text messages while driving; doing so will be considered a Class A traffic infraction and subject the violator to significant fines.

What a Colorado Car Accident Lawyer Can Do For You

As the law currently stands, the person who injures you because they were "texting" while driving cannot be charged with any violation of the law - because there is no law at the moment. Even after the law goes into effect, this person would be Constitutionally protected from prosecution under the principle of ex-post facto (charging someone with violation of a law before the law was enacted).

Civil statutes are another matter entirely. Legally, you can bring suit against anyone for any reason. In practice, a judge and jury will only hear cases that have merit, in which there is clear evidence of negligence. Your Colorado car accident attorney will demonstrate that while the person whose texting activities caused the accident in which you were injured did not break any laws, s/he was in fact behaving in a reckless and negligent manner - and is therefore liable for your injuries and loss of property.

How It Works

You may contact a Colorado personal injury lawyer who will discuss your case with you at no charge. If s/he determines that the case is strong enough, s/he will represent you on a contingency basis - meaning that you will not need money up front. Your Colorado car accident attorney's fee will be a percentage of any award recovered (generally 1/3).

Keep in mind that under Colorado law, personal injury cases have a "statute of limitations" - a time period within which you must file such a claim or lose your right to seek a remedy.

Do not put off contacting a Colorado personal injury lawyer today.

The Benefits Of Driving While Using Hands Free Cell Phone Devices

When you think about proper car safety, you automatically think of seat belts, following the speed limit, or using your blinkers. How come we dont think about turning our cell phones off or using a hands free device? Texting and driving is becoming just as dangerous as drinking and driving. Our cell phones are quickly becoming one of the top causes of automobile accidents!

Would you prefer to spend a little extra for a hands free device or would you prefer to speak with a Colorado car accident attorney? Drivers talking on their phones are a danger not only to themselves but also others. The federal and state governments are doing what they can in trying to minimize the danger by banning driving and cell phone use but it all starts with you.

Hands free cell phone devices are becoming just as important as seat-belts and airbags are. They are all safety equipment mandatory to wear. There is absolutely nothing funny about operating a 2,000 pound vehicle. Instead, driving is an action we should all take very seriously. Every day someone is killed because a driver was using a cell phone and became distracted from the task of driving. Our vehicles can be dangerous weapons if we let them be, and a driver needs to concentrate on the road every single second.

There is absolutely no reason why you cannot wear a hands-free wireless phone device while you are driving. There are a variety of different styles available. You can choose an installed mounted device for your phone or even a speaker phone accessory if you feel more comfortable. Bluetooth car kits, for example, provide a safe and convenient solution to keeping your eyes on the road while talking on your phone. The potential for distraction is greatly minimized with these cellular phone designs.

While hands free cell phone devices allow you to keep both hands on the wheel as you are driving, there are still potential dangers. It is important to prepare your phone and all its accessories before starting out on your road trip. Trying to find all the components, putting on a headset, or even adjusting the settings on the phone while driving increases the potential danger.

In the end, it is worth the hassle when compared to potentially hurting yourself or another. The last thing you want is a lawsuit from a Colorado car accident lawyer because you didnt take the time to turn on your hands free cell phone device.

Longmont And Boulder Personal Injury & Accident Attorneys

If you have ever suffered from a personal injury due to any individual's negligence, then you deserve genuine justice at the same time with the compensation and care. At that time you need to consult a dedicated law firm offering personal injury and accident attorney for the best and genuine legal assistance with combined efforts. The Personal Injury & Accident Attorney must have years of experience and expertise in assisting clients with personal injury and accident cases.

Personal Injury, professional negligence and accident, malpractice actions need a thorough analysis, evaluation, research and case preparation. Therefore, the law firm should be experienced with building the complex cases essential to handle personal injury and professional negligence claims successfully. The law firm and its Personal Injury & Accident Attorneys must know how to responsibly assist individuals and their families who have been injured or died due to vehicle accidents. But if you are in Colorado and its surrounding areas including Longmont, Boulder, Loveland, Ft. Collins, Firestone, Frederick, Erie, Brighton, Broomfield, Lafayette, Louisville and Denver, then you can find well knowledgeable and proficient personal injury & accident attorneys at The Law Office of Edward Smith.

The Law Office of Edward Smith has got years of experience and can provide effective representation of personal injury victims in Longmont and Boulder areas. Our lawyers/attorneys are determined in resolving cases, interpretation of cases and in providing effective legal solutions to the personal injury and accidental victims. One can easily find knowledgeable support because without their assistance and careful understanding it is almost difficult to handle the personal injury and accidental case alone. At the Law Office of Edward Smith, the personal injury & accident attorneys are committed and proficient in the field and can offer the following services:

Automobile Accidents Uninsured/Underinsured Motorist Claims Motorcycle Accidents Trucking Accidents Bicycle Accidents Wrongful Death Slips and Falls Nursing Home Neglect/Abuse Workers' Compensation

The Law Office of Edward Smith provide free consultation and progressive support when you first contact us for a car accident, motorcycle accident, trucking accident, bicycle accident, pedestrian accident, slip and fall, workers' compensation, nursing home negligence or wrongful death case. Our personal injury & accident attorneys listen to the clients carefully during the consultation session to exactly determine the case and also to participate in vigorous debate over questions of rights and justice.

The victim of Longmont or Boulder personal injury can easily and conveniently find our law firm that can reduce the stress and anxiety that comes with being injured. Our law firm offers personal, effective and successful representation so that one can focus on recovering. The firm also offers the highest level of legal representation to those who have been seriously injured through another's fault.

Our personal injury attorneys serving the Longmont and Boulder areas are sincere and dedicated. Since one legal personal injury & accident case differs from another they pay especial attention to each and every case to understand the individual requirements. Whether it is just a minor accident or a major accident you can depend on us to achieve success in your case.

The Different Types Of Lawyers And What They Do

Most of the people have a common misunderstanding regarding the profession of lawyers. They think that for every legal kind of work and procedure, you can approach any attorney. Nevertheless, we must remember that there are different type of legal formalities and a particular lawyer can at best one or two field can cover but by no means can focus in all fields. For instance in Colorado, Slip and Fall Lawyers Colorado are specialized with slip and fall cases and a Juvenile Defense Lawyer is specialized with Juvenile defense cases.

Below are the lists of different types of lawyers- Criminal Lawyer Divorce Lawyer Accident Lawyer Family Lawyer Medical Malpractice Lawyer Slip and Fall Lawyers Colorado, Life Insurance Lawyer Bad Faith Insurance Lawyer Juvenile Defense Lawyer Birth Injury Lawyer Administrative Lawyers Assaults Lawyer: Birth Injury Lawyer Boating Accident Lawyer Brain Injury Lawyer Business Lawyer Car Accident Lawyer Child Support Lawyer Compensation Lawyer

Some of them have been named and many more remained that I did not mention their name and I dont think that I should explain as its name is enough for explanation, when you want to hire a lawyer you must first decide that which category your case falls and then you hire an attorney from this particular field.

Its an open secret that most of us need to hire a lawyer at some stage in our life. Here we are concerned about Colorado lawyer of USA for the cases of slip and fall and juvenile. Pikespeaklaw holds careless property owners legally responsible by filing a premises liability claim. If you need more information about your case, contact an experienced lawyer for a free initial consultation concerning the claim of money damages for: Medical expenses Out-of-pocket expenses Pain and suffering damages Permanent injuries Time is critical in any slip and fall case, because it is very important to collect proofs before it vanishes. Insurance companies rarely settle these types of claims. That is why it is important to begin promptly investigating an accident.

Auto Accident Brain Injuries Advice for Brain Injury Attorneys

Brain injury is a very serious and very real injury, yet it is very difficult for attorneys to prove in court. Juries cannot "see" a brain injury, and the diagnostic testing will often be normal, even when the impairments are disabling. This leads to brain injury accident victims being routinely under-compensated as insurance companies choose to defend these cases more aggressively in court.

Another common problem is that many injury lawyers often do not understand how multiple injuries can affect, and exacerbate the symptoms of a traumatic brain injury. This interplay from multiple injuries - which is quite common after a serious car accident - causes a "combination effect" on the accident victim, as each of these injuries affects and often makes worse other injuries. This creates the vicious downward spiral that causes so many seriously injured accident victims to deteriorate over time - think of it as the combination effect of multiple injuries causing a vicious interplay of symptoms from a brain injury, other physical injuries, fatigue, depression and pain - all affecting one another and making each one worse in turn.

As many doctors who treat multiple injuries and chronic pain will say, when people have multiple injuries, problems go up by multiplication, not by addition. With multiple injuries, sadly, 1 + 1 does not always equal 2. Many accident victims begin to deteriorate under this vicious downward cycle of injuries exacerbating one another and the constant pain, fatigue, and lack of sleep, which makes everything worse.

People with Brain Injuries Often Also Have Depression

It is well accepted in medical and scientific literature that people who suffer traumatic brain injury often suffer from depression. Many defense doctors accuse accident victims of "malingering" by overlooking the effect that depression, or chronic pain (or both) will have on someone who also has this type of injury. Yet these are far more reasonable explanations for why an accident victim will perform worse over time on repeat neuropsychological testing, or in life, instead of improving as these defense doctors always expect.

Lang, Iverson, and Rose undertook a study to "examine the influence of depression on post-concussion symptom reporting and patients following mild traumatic brain injury." These researchers confirmed that people with mild traumatic injuries, concussions AND depression experienced significantly more post-concussion symptoms; and that these concussion symptoms were more severe than people who only suffered with depression and those who only suffered traumatic brain injury.

The study is called "Depression Strongly Influences Post-Concussion Symptom Reporting Following Mild Traumatic Brain Injury" and it can be found in the Journal of Head Trauma Rehabilitation, Volume 26, No. 2, pp 127-137.

People With Brain Injuries are Often Fatigued

There are also important facts about the connection between fatigue and brain damage that injury lawyers should know.

First and most importantly: Brain damaged patients tend to fatigue easily.

Easy fatigability can also be a chronic problem, and many brain damaged patients are fatigued most of the time.

Once fatigued, victims take longer to recuperate than normal people.

Some patients get fatigued so quickly that they can only work for brief periods of time.

Depression and frustration are often intimately related to fatigue in brain damaged patients.

Fatigue evidence can be more persuasive than other types of evidence in brain injury lawsuits, such as neuroimaging, in establishing why someone is disabled and why they cannot hold a job. There are tests that lawyers can use to better detect fatigue, such as Universal Work Skills Evaluations.

Someone who suffers from significant fatigability cannot hold a job. It is part of the challenge as attorneys representing people with head injuries to be able to make these significant deficits understandable in the courtroom.

Showing "invisible" Injuries With Medical Tests

While traditional forms of imaging tests like MRIs and CT scans often come out normal, there are now some tests such as diffusion tensor imaging (DTI) that hold opportunities for injury attorneys helping accident victims to show what would otherwise be "invisible" injuries. This will prove increasingly helpful as many insurance companies and defense lawyers still choose to defend these cases because TBI is difficult to prove in the courtroom. DTI is a scan that helps assess traumatic brain injuries and closed-head injuries after car accidents. To be specific, it's a form of MRI (magnetic resonance imaging) that measures the way water moves in several directions through the brain's white matter.

Although DTI is not enough to win a traumatic head injury lawsuit on its own, it can be used as an important tie-breaker to corroborate evidence when a treating doctor says there is an injury, but the defense doctor hired by the insurance company says there isn't.

A lawyer should never just point to an image from a DTI test and say, "There, that's my case". But what a lawyer can do a good job of is matching up the objective testing like the DTI, with the neuropsychological findings. Let's say the neuropsychologist findings show frontal lobe and temporal lobe damage. If the DTI shows defects or abnormalities in the same areas, then it's consistent with what the doctors are finding and with what the lay witness, the doctors and the victim are saying is wrong with him. It all becomes consistent and reinforces one another. Jury consultants refer to these multiple layers of evidence as "laminating the wood" as each layer makes the case stronger and more credible.

Diffusion tensor imaging will be an important part of proving the "invisible injury" case in court.

Education, Commitment, and Hard Work

With very few dedicated brain injury lawyers out there, it becomes more important than ever to educate lawyers on what to look for and how to better present these cases, so they can be fairly valued with insurance companies and head injury victims will no longer be deliberately undercompensated. This ultimately depends on lawyers who have chosen to undertake the task of representing these innocent victims in the courtroom to never stop educating themselves so that they may better serve clients.

Cell Phones Becoming Serious Driving Hazard

According to statistics, a person will die in a vehicle crash every 12 seconds in the United States. Statistics also show that vehicle crashes are the leading cause of death for Americans age 35 and younger, and 98% of reported accidents involve a single distracted driver.

Distractions include rubbernecking (watching other drivers and accidents), driver fatigue, looking at scenery, passenger- or child-related distractions, adjusting the radio, and cell phone use. In fact, a new study confirms that the reaction time of cell phone users slows dramatically, increasing the risk of accidents and tying up traffic in general.

The Cellular Telecommunications & Internet Association reports that in 1990, approximately 4.3 million people subscribed to wireless communication devices such as cell phones; in May 2007, that number was 236 million. With increased reliance on cell phones, the number of people using them while driving has naturally increased. There are predominantly two dangers associated with driving while using cell phones: drivers must take their eyes off the road to dial and people become so absorbed in their conversations that their ability to concentrate on driving is impaired.

University of Utah psychology professor David Strayer, in a study on cell phone use and auto accidents, said, "If you put a 20-year-old driver behind the wheel with a cell phone, their reaction times are the same as a 70-year-old who is not using a cell phone." Strayer's study was published in the quarterly journal Human Factors.

Each year, cell phone distraction while driving causes approximately 2,600 deaths and 330,000 injuries in the United States. Because data on cell phone use is somewhat limited, the actual numbers of deaths and injuries may be much higher. Strayer and his colleagues have found that even hands-free cell phone use distracts drivers. They explain that the drivers are looking but they're not really seeing because they are distracted by the conversation they are engaged in.

According to this study, scientists found that motorists talking on cell phones while driving are less adept than drunk drivers with blood alcohol levels beyond the legal limit of .08. The cell phone users' impaired reactions involved seconds, not just fractions of seconds, so stopping distances increased by car-lengths, not feet.

Motorists who use cell phones while driving are four times as likely to get into crashes serious enough to injure themselves, according to a study by the Insurance Institute for Highway Safety. The July 2005 study suggested that banning hand-held cell phone use wouldn't improve safety if drivers simply switch to hands-free phones and continue to talk and be distracted. The study concluded that crash and injury risk did not vary with type of cell phone used. In 2001, New York passed the first law banning hand-held cell phone use while driving prompting a national debate on the extent of the danger cell phone use while driving poses.

In May 2007, Washington state became the first state to ban the practice of text messaging while driving; the fine for DWT (driving while texting) is $101, but it is a secondary offense, meaning the driver must be pulled over for some other infraction before the DWT penalty can be imposed.

While cell phones play an integral role in our society, the convenience they offer may be coming at a very high price.

Routine Car Maintenance and Roadway Safety

The motor vehicles that are being manufactured today are incredibly complex pieces of machinery and rely upon the careful design, production, installation, and function of many different systems and parts. Professional mechanics must receive extensive training, and depending upon the maker of a vehicle, there may still be further specialized training that is required to develop one's skills and knowledge to the point that it would be appropriate to work on another person's car or truck. Given this state of affairs, it may seem that there is no way that a car owner could hope to perform any sort of meaningful maintenance on her own, but this is untrue. Routine car maintenance and simple self-diagnostic assessments can be a tremendous boon to roadway safety.

Throughout the middle of the 20th centuries, as car ownership was still gradually seeping throughout society and one's vehicle was a point of particular pride, there was a tendency for men to be at least moderately well-educated about the function and upkeep of their cars. This is a tradition that has largely fallen by the wayside, however, as the technological and mechanical sophistication of newer automobiles began to exceed the grasp of the typical, interested layperson. As a result of this decline in general car knowledge many people are intimidated by the prospect of doing anything more involved than pumping gas. Despite this, there are several simple and effective ways that a car owner can reduce the likelihood of causing or becoming involved in a car accident.

Simple Safety Steps

Just as a property owner might be held liable for negligence that results in the injury of a guest on the premises, so too can a motor vehicle owner be held civilly accountable if the failure to perform reasonably expected and appropriate maintenance causes a car accident. This and the incentive to protect one's own health and welfare would seem to be enough motivation to keep up to date with the condition of his or her car, but sadly this is frequently not the case.

To avoid unnecessarily increasing the risk of a motor vehicle accident, you can be proactive by following these simple safety steps:

Regularly check the air pressure in your tires Assess the tread on your vehicle's tires for irregular wear, balding, or indications of looming separation Test your windshield wipers to ensure proper function Check your turn signal lights, taillights, and brake lights Test your horn away from moving traffic Check fluid levels

Hold Negligent Motorists Accountable

If you have been the victim of a car accident caused by another person's negligent vehicle maintenance, we may be able to help. Contact the of Habush Habush & Rottier, S.C.

Personal Injury Sexual Harassment at Work

According to the U.S. Equal Employment Opportunity Commission, it is unlawful to harass an employee or employer regarding their sex. It is also illegal to request sexual favors or make comments of a sexual nature. The victim could be a man or a woman as can be the harasser. What makes harassment different from light-hearted teasing is that is occurs consistently and is offensive to the victim. Title VII of the Civil Rights Act of 1964 classifies sexual harassment as a type of employee discrimination. Any company or government agency with fifteen or more employees is responsible for enforcing this law as well as preventing discrimination from happening in the workplace.

An example of a sexual harassment case regards teenager L.C. In 2007, the fifteen-year-old was working part time at a local fast food restaurant. She now says that her employer, D.V., took advantage of her naivety and young age. She stated that he would grab her bottom and make sexual comments to her. This went on for months but she was too scared to tell anyone about what was going on. She had to undergo lengthy counseling for anxiety and post-traumatic stress. L.C., now nineteen years old, was awarded $12,000 in compensation as the court ruled the behavior to be sexual harassment. She said that it was not about the money, but so her employer would see that what he did was wrong.

This is just one example of the treatment that employees can be subjected to while at work, either by a co-worker, a client, or their employer. The effects of sexual harassment are more widespread than purely emotional trauma. It can affect the worker's job performance or even lead to the loss of their career. If they choose to pursue a lawsuit against the harasser, they could be faced with even more negative effects. Their private life could suddenly become public and they may become the subject of gossip and scrutiny. Other long-term effects include: depression, anxiety, nightmares, shame, and in some cases, suicide.

Companies and employers are responsible for ensuring that sexual harassment and other forms of employee discrimination is not a part of their workplace. Not only that, but they are also responsible for doing everything in their power to prevent it from happening in the first place. If you or a loved one were the victim of sexual harassment, you should do everything possible to defend yourself. With the help of a personal injury lawyer, you could receive the help you need to receive justice.

Finding The Right Injury Attorney Is Don E By Asking The Right Questions

Anyone who has been unfortunate enough to suffer an injury following a bad accident knows that the last thing on your mind is how to file an injury claim. It is only days or sometimes weeks afterwards that your thoughts turn to hiring a Denver car accident attorney to get a lawsuit or injury claim started. Some people are left so completely confused following an accident that it becomes necessary to immediately find a Denver car accident lawyer who will be aggressive enough to win but compassionate in keeping the victim's well being in mind.

Finding the right Colorado personal injury lawyer is no easy task, needless to say. Once you as the victim of a car accident decide to make a claim, the task of finding a Denver auto accident attorney becomes a priority. However, even before the decision to call a Denver car accident attorney is made, are often left wondering what to ask, and how do you rate the competency of a Denver car accident attorney.

The truth is there is no way to judge the competency of an attorney or to know if you as the victim of an injury will be completely satisfied with not only Denver car accident lawyer, but also the final compensation you are paid. There are few things you can do to alleviate these worries and improve your chances of creating a satisfying relationship with your attorney. Here are two of the most important questions you as an injury victim should ask of a prospective Denver auto accident attorney:

The first question to ask of your Denver car accident attorney is how many years have they been in practice. The number of years in practice is not always a straightforward answer since selecting a Denver car accident attorney shouldn't be based on years of practice alone. Plus, it is preferable that the number of years of practice is within a certain range.

While one year is really great, neither is thirty since that is probably too much. As Denver car accident lawyers get older, the odds of them becoming burned out or mentally incompetent increases. I can think of a few cases in which the attorney reached an age where their mental capacity was simply not up to par. I like to go with a Colorado personal injury lawyer who has above two to three years of experience.

The second important question would be if any past clients would gladly recommend them as a Colorado personal injury lawyer. Don't forget to inquire who they are if so. This questions pertains more to their people skills than their actual results. Victims of injuries expect an awful lot from their Denver car accident attorney and are often under the impression that they have time to communicate every detail with them. If your Denver car accident lawyer cannot name a single client that was satisfied, chances are you will be unhappy, as well.

Selecting An Attorney

The process of selecting an attorney requires much care and research to ensure that the right decision is made. Finding an attorney that you trust and that has the appropriate background and credentials is essential to a successful outcome for your legal situation, whatever it may be. All attorneys have been well trained in their respective law schools, passed the bar exam, and have been groomed by others in their chosen area of practice. However, in all likelihood there will be numerous choices for an attorney in your geographic location that specializes in the necessary practice area.

In most places attorneys are permitted to advertise in the yellow pages. Their designated area of specialization is often regulated by the Bar Association, which mandates that attorneys complete a certain amount of continuing study in the field of choice in order to be listed under that field when advertising. For instance, an attorney wishing to advertise him or herself as a bankruptcy attorney would, in many states, be required to take on a certain number of hours of additional study in the area of bankruptcy law.

There are plenty of attorney directories that can be found online, as well as sites that rank attorneys by category of practice area. These may be useful tools, but do not put full stock in them. The order in which attorneys are listed in directories may depend on how much the attorney paid to be a part of the directory, while ranking sites can be biased or politically motivated. Use directories and ranking sites to gather information, but not ultimately to make your decision.

The most important consideration when selecting an attorney is should be the comfort level you have with the attorney. Comfort with them as a person, as well as comfort with their level of expertise. Friends or family members may be able to guide you towards an attorney they have worked with before that produced positive results and did a good job communicating with them during the legal process. In fact, if there is an attorney who is referred to you by multiple people that you trust, he or she is a great place to start.

Here are a few important things to consider when selecting an attorney: Has the attorney handled legal situations like this before? Will the attorney provide a free initial consultation? How much does the attorney charge per hour, and what is the hour estimate for the task at hand? Does the attorney have references? Does the attorney have any previous ethics violations? What honors has the attorney received, and what associations does the attorney belong to? Has the attorney ever been published?

Settling Personal Injury Claims The Biggest Secret to Negotiating Car Accident Settlements

Most people are intimidated when it comes to settling personal injury claims.

Negotiating a high car accident settlement is tough. Many people are afraid of the car insurance adjuster, whose main job is to give you a low auto accident settlement.

In spite of this, there is one big thing in your favor that can help you during your car accident injury claims. And that is...

Car Insurance Adjusters Don't Have Time

The auto insurance adjuster doesn't want you to know that they are overloaded with work every month. A typical auto insurance adjuster will get literally hundreds of car accident injury claims a month. In order to get a very good performance rating from their superiors, the car claims adjuster needs to finish off a personal injury claim fast and without costing their company a lot of money. This is what's called "clearing" the claims file.

The auto insurance adjusters also don't want you to know that their performance will be judged on how many personal injury claims they can handle by themselves, without involving managers or auto insurance lawyers.

So how does this help you get a higher settlement injury claim?

The main benefit which you have is the luxury of time. Unless you have an immediate financial emergency, you really can afford to take your time and effort investigating your car accident claim and awaiting a higher cash settlement.

The insurance adjuster won't have this luxury. Their job is to get you to settle fairly quickly and cheaply.

To get a better idea of why the claims adjuster needs to finish quickly, take a look at the tasks they need to do for each personal injury claim:

*Speak to the claimants and witnesses. *Examine auto insurance policies. *Look over medical records. *Determine property damages. *Study accident and injury photographs. *Analyze police reports. *File the necessary insurance claims paperwork.

Now imagine doing that for hundreds of other auto accident claims.

Nearly everyone will accept a quick and very low settlement personal injury claim mainly because:

a) They don't know how much their claim is definitely worth. b) They do not know how to work with an insurance adjuster.

Once you know how much your claim is really worth and all the adjuster's negotiating tactics, you aren't going to settle your claims hastily and cheaply. This is good for you and bad for the insurance adjuster.

Motorcyclists Protect Your Legal Rights With A Colorado Personal Injury Lawyer!

If you are a motorcyclist and have been injured in a traffic accident due to someone else's negligence or recklessness, you need to contact a qualified Colorado motorcycle accident lawyer immediately, and in any event before you sign anything. The reason insurance companies will do anything to avoid honoring their obligations, meaning that you may be signing away all your rights in the case. Colorado personal injury lawyers are trained to examine such documents, and can tell you right away if this is indeed the case.

It is true that you could contact almost any Denver personal injury lawyer, and most of these attorneys could represent you quite competently. However, every tort (personal injury) case is different, and there are issues when it comes to motor vehicles and car and motorcycle insurers that are not common to other types of personal injury cases. This is why your best bet is to hire a Colorado motorcycle accident lawyer who specializes in these cases.

A Colorado motorcycle accident lawyer is indeed the same as any other Colorado personal injury lawyer except that the latter has specialized knowledge and experience in the field of torts as it applies to motor vehicle injury and loss of property as well as the way insurance companies operate. The Denver personal injury lawyer who is familiar with the fine points of motorcycle and automobile traffic issues is far more likely to achieve an out-of-court settlement meaning you will get the compensation to which you are fully entitled.

Because s/he has intimate knowledge of traffic laws and insurance regulations, such a Denver personal injury lawyer can help insure that you get compensated for:

-medical expenses -lost wages -rehabilitation expenses -loss of property -pain and suffering

Pain and suffering is a particularly challenging area even for an experienced Colorado motorcycle accident lawyer, because judges and juries prefer to work with quantifiable facts and figures whereas, pain and suffering are subjective and difficult to measure precisely. This is yet another reason why your Denver personal injury lawyer should be a Colorado motorcycle lawyer as well; such a legal specialist knows how to address this issue to the judge and jury, should your case come to trial.

Ideally, however this won't be the case. The best Colorado personal injury lawyer is one who is consistently able to get the defendant to settle out of court. While you may get a larger award from a court hearing, there's also a chance a judge and/or jury may find in favor of the defendant and in any event, good Colorado personal injury lawyers and other involved parties want to avoid the huge cost, time and trouble of a full court trial whenever possible. If you have a claim against someone who has caused you injury in a road accident, make certain your Colorado personal injury lawyer has a thorough knowledge of the law as it is applicable to motorcycle accidents.

Find Compensation And Justice After A Motorcycle Accident With The Right Attorney

Have you recently been involved in a motorcycle accident? If you were, whose fault was it and was the accident caused by the negligence and carelessness of another driver? No one should be ever being injured because of the fault of another and not be compensated justly. After all, someone has to pay all those expensive medical bills.

Motorcycle accidents are some of the worst tragedies on the road and the injuries sustained are life changing. Not only does the victim suffer psychological trauma, but the severe physical injuries alone can alter a person's life forever. Most involve long-term wounds.

The financial compensation awarded to the victim of a motorcycle accident is intended to cover not only medical expenses but also any loss of salary from being unable to work. You're better off pursuing these compensation claims with the assistance of a Colorado personal injury lawyer. While, you may mistakenly believe you have a situation covered, legal proceedings can be quite confusing. Many ambitious people find themselves buried in litigation before they knew what hit them. When it comes to a motorcycle accident, you really need a good Denver motorcycle attorney by your side.

When do you decide you need a Denver motorcycle accident attorney? The answer to that is quite simple. You need a Denver motorcycle attorney if you've been involved in a motorcycle accident as the driver of the motorcycle or car or truck in an accident with a motorcycle. A Denver motorcycle accident attorney is very helpful to retain if you are at fault or not.

When it comes to legal advice, there is no better person to ask questions to than a Colorado personal injury lawyer. This is even more so if you find yourself in those highway situations where you want a rapid solution to your problem. Often these situations can be very serious and finding a solution seems pretty difficult without expert Denver motorcycle accident lawyer help.

Each year, thousands of people die from motorcycle crashes in the United States. For this reasons, laws have been established and put into effect to save people from themselves. Denver motorcycle accident lawyers are there to help people get through these hard times. A Denver motorcycle attorney is especially helpful when you have issues with another driver on the highway.

Moreover, Denver motorcycle accident lawyers specializing in handling suits involving motorcycles and other automobiles will increase your chances of recovery compensation. These Denver motorcycle accident attorneys have enough understanding of the law to almost guarantee better personal injury claim results. As a matter of fact, the majority of motorcycle accident cases handled by a Denver motorcycle accident lawyer win more often than not in courts while also gaining favorable out of court settlements.

Whiplash Injuries Can Become Serious Long After Accidents Occur

Statistics show that nearly 25% of whiplash victims suffer from chronic injuries or disabilities that require long-term medical care. Furthermore, one in seven whiplash injuries result in severe lingering pain in the neck and back lasting more than three years after the accident occurs. Neck and back injuries resulting from any kind of accident are likely to interfere with an individual's daily life, potentially preventing them from returning to work, performing normal activities, or even getting out of bed without experiencing extreme pain. Whiplash injuries are particularly debilitating because the resulting pain can affect the neck, back, shoulders and even one or both arms.

Whiplash is one of the most common injuries associated with neck and back trauma, often resulting from involvement in motor vehicle accidents, assault, or slip and fall accidents. Whiplash occurs when a person's head is violently forced forward due to an impact from behind, and is then jerked backwards. This type of injury affects the soft tissues of the neck, particularly the muscles, tendons and ligaments, and is caused by an abnormal force applied to the neck that causes the neck to move beyond its normal range of motion.

Symptoms of Whiplash Injuries The symptoms commonly associated with whiplash include neck pain, neck swelling, muscle spasms in the neck, tenderness, headaches, difficulty moving the neck, and pain radiating from the neck into one or both shoulders and arms. Some victims of whiplash may suffer from additional symptoms like dizziness, fatigue, nausea and irritability. Unfortunately, some instances of whiplash injuries are disregarded because symptoms don't immediately arise, increasing the chances of the injury becoming a recurring condition later in life.

Whiplash Injury Treatment Proper medical treatment for whiplash injuries varies on a case-by-case basis, depending on the nature and severity of the injury sustained. Medical care for victims of whiplash injuries typically involves bed rest, immobilization of the neck, anti-inflammatory medications, range of motion exercises, ice therapy, heat therapy, and avoiding excessive neck strain. In severe instances, these injuries may require rehabilitation and physical therapy before they are fully resolved, as well as monitoring to ensure the victim has not suffered any additional injuries.

Serious Complications of Whiplash Whiplash injuries can lead to serious complications if not immediately treated, including muscle spasms, joint pain, and ligament damage in the upper back and neck. In fact, whiplash is one of the most common causes of chronic pain in developed countries. More severe whiplash cases may cause life-altering complications like permanent neck pain, spinal cord damage, spinal arthritis, chronic pain or chronic headaches. If nerve roots are damaged in the accident, numbness and weakness in the affected area may last until recovery is complete. In approximately 10% of cases of whiplash, the symptoms are severe and in 4%, whiplash victims are unable to return to work.

Legal Help for Victims of Whiplash Victims of accidents resulting in whiplash are often subjected to debilitating pain following an accident, which can sometimes become a serious condition long after the initial accident occurs. In addition, individuals suffering from recurring pain associated with a previous injury may incur costly medical bills resulting from injury treatment. Unfortunately, connecting this chronic pain to the initial accident and whiplash injury may be difficult, preventing you from collecting the financial compensation you require. The most important step to taking following an accident is to seek medical treatment, even if you don't notice any immediate injuries. Some of the most serious injuries, including whiplash injuries, are not physically visible and may not arise until hours or even days after the accident. After receiving medical care, the next step victims of accidents should take is to seek legal guidance from an experienced whiplash attorney. With the help of a whiplash attorney, injured victims can seek the co mpensation they deserve and ensure they receive the medical care their condition requires now and in the future.

Teenagers Driving Trucks Suffer More Auto Accident Injuries, Texas Study Finds

Most people believe that driving a bigger, sturdier car like a truck will make their drive along Texas roadways safer. Many truck drivers feel that if they get hit, they are more likely to be okay. A new study conducted by researchers at the University of Texas, and published in the traffic safety journal Accident Analysis and Prevention, somewhat disproves this belief.

The UT transportation engineering study uncovered several well-known findings worth recounting. Most notable is that drinking and driving is the deadliest combination for teenage drivers.

Some of the more surprising findings of the study were that driving a pickup puts teens, especially 16- and 17-year-olds, at far higher risk of injury than driving a car. Researchers believe that a pickup truck's powerful engine leads to aggressive driving behavior by teenage drivers. The speed of trucks, combined with older truck models not having the same safety features as regular cars is a recipe for disaster on Texas roads.

Age remains a big factor in dangerous traffic accidents. 16- and 17-year old drivers are more likely to drive aggressively than drivers aged 18-20. Teens driving with one teen passenger are more likely to be in an accident than those with two or more teen passengers, perhaps because the young driver feels a duty to entertain a solo passenger.

So the message of this recent study rings loud and clear - teenagers and other new drivers are more likely to get hurt if they are young and if they are in a truck. Parents should encourage new drivers to drive slowly, drive without distraction, and practice driving until they feel comfortable in their primary vehicle.

Safety Tips for Teenage Drivers:

Limit the hours new drivers drive to safer, daylight hours Drive with few or no young passengers in the car; risks increase with more teenagers in the car Use seat belts Drive safer vehicles if possible Parents can and should take courses on teen drinking

If you or someone you know needs assistance with a Texas motor vehicle accident claim, please contact experienced before giving a statement to an adjuster or accepting any form of payment for your damages.

Whiplash Injuries

A famous term in accident law is whiplash. Unfortunately, it is famous because many people sustain these injuries, especially in car accidents. Whiplash is actually more of a legal than medical term. It refers to several neck injuries to soft tissues. These injuries are commonly caused by rear end accidents. Case law is built through the legal process, not by doctors. Denver accident lawyers like whiplash because the liability for rear end accidents is almost iron tight. No matter how recklessly the car in front behaves, the car that runs into it is almost always liable.

When a car is rear ended, the passenger's bodies fly forward faster than their heads. As the head catches up, it receives a double dose of extreme stretching. This backwards snap is what whiplash is named for. On the other hand, the term whiplash has fallen out of favor by Denver personal injury attorneys because the abuse of the term in injury claims. Ambulance chasers have been known to go so far as give neck braces to clients to make the claim seem more valid. Therefore, although whiplash is the common term for these kinds of injuries, it is best to get a Doctor's report and follow his wording. These types of injuries are commonly called hyper-extension, fasical injuries, or cervical sprains in legal situations.

Other common accidents that cause whiplash type injuries are: Vehicle accidents other than rear-ends, contact sports, assault, skiing accidents, snowboarding accidents, repetitive stress, child abuse and any kind of fall on a hard floor.While whiplash is an overused term, these sorts of injuries can be caused by relatively low speed collisions. The causes of neck injury go beyond speed; in most injuries, the deciding factors were position of the driver in the vehicle and the weights of the vehicles involved. Soft tissue damage to the neck can cause further complications if left untreated, so if you have been involved in an accident of this type, contact your doctor and a Denver injury lawyer as soon as possible to get your neck fixed.

You should call a doctor if any injury occurs in a car accident. Some common symptoms of long-term damage to look out for are neck pain, reduced range of motion, dizziness, blurred vision, cognitive difficulties, unusual sensations and the inability to sleep. These symptoms may take several days to appear.Remember, always contact your medical practitioner before you contact a personal injury attorney. Your health is paramount. The next step is to contact your insurance company. Keep a detailed record of your correspondence with your attorney, doctor, insurance company, and the other driver involved in the accident.

Learn the 5 Motorcycle Skills That Could Save Your Life

Riding a motorcycle can be seriously hazardous to your health and even to your life. Motorcyclists are 35 times more likely to be killed in a crash than drivers or passenger in a car. Even experienced riders face considerable risk; for newbies who may lack the skills and haven't built up the miles and the years that develop good cycling judgment, riding that machine can turn into a very scary trip. That's no reason not to ride, but it's plenty of reason to learn the five skills that could save your life.

The National Highway Traffic Safety Administration pays a lot of attention to motorcycle hazards, and they've identified five skills and practices that can make the difference between enjoying your ride and becoming a statistic.

Ride the bike that works for you. Especially when it's your first bike, don't be seduced by all that horsepower. Test drive the bike you want: lay it down. Now find out whether you can push it upright. A huge bike might impress your friends, but when it goes over, you're the one who has to shove it back upright. If you can't do that easily, it's not the bike for you. Start with a bike you can handle, and build your skill and strength. Learn your bike. Learn its performance characteristics and its limitations. Settle in with the manual and read it. All the way through. The road and other drives will provide enough surprises; you don't want them from you bike. Take a motorcycle safety course; you'll learn a lot, and what you learn can keep you alive Get expert at cornering and braking. Your ride is much lighter than a car, and much more nimble and responsive. Get to know your bike's characteristics on all kinds of pavement, in all kinds of weather, so you know what you can ask of it, and how it'll deliver. You'll use those skills the most at intersections, and that's where you're at greatest risk for collision with a car. Drive defensively. Stay alert, and monitor your surroundings- road conditions, changes in pavement, the weather, vehicles behind you, beside you and in front of you-constantly. Assume that drivers in cars don't see you; you'll be right more often than you'd wish. Assume that drivers in cars will not give you the right of way, even if it's yours; you'll be... ditto. Look ahead, watch for traffic patterns, slowing, and clumping. Anticipate what could happen up ahead, and have a plan for how you'll handle it. . Always, and especially in heavy traffic, treat other vehicles and drivers the way you'd want them to treat you. Allow room when you pass, don't cut in too sharply in front of cars, and don't gun it down the shoulder. You need the good will of every driver on the road. Earn it.

Practice these five skills, and even when the road's bad and the weather's worse and the cars act like you're not there, you'll improve your odds of coming home safe and in one piece.

Car Accidents And Car Accident Lawyers

Car accidents and related injuries are certainly somewhat part of our modern living, they can happen to you at anytime when you least expect. Most car accidents often affect the cars rather than the passengers; however there is still a high rate of people getting injured in these type of accidents. If you are on the road, then certainly there is a risk of you getting injured in an accident and there are certain things that you need to know in case of such an incidence.

After a car accident you need to look at many things that involve the losses and damages incurred in the accident. If you are not the one who has caused the accident, you will have to be compensated by the one who is liable for the accident. In most cases the individual's insurance company will pay off the damages caused and any other losses. It is not all that easy to win a losses claim in court when it comes to accidents, you will need good car accident lawyers in order to make sure that your claims are heard.

After looking at the damages suffered, one thing that will determine how much you are going to get from the claim is the degree of your fault. Just after looking at the accident, both the insurance companies and accident victims will know the fault levels of the drivers involved. The questions to be raised may include; was it the fault of one individual entirely? Or instead were they at little or mostly at fault? The result of this is that, if you were 100% not at fault; you will be compensated full damages and if you were 10% at fault; you will be compensated 10% less of the damages.

There are quite a number of injuries that can be sustained from these accidents. The accident injuries may include the most common which are the beck and back injuries. Whiplash is one car accident injury that is common, this happens when ones head is violently or suddenly jerked forward and backwards during collision in an accident. The victim's neck will extend and the neck muscles and tendons will be damaged. Whiplash symptoms may include; neck movement difficulties, back spasms, swelling and shooting pain through the neck and arms.

Your head, arms, knees and legs are usually susceptible to injuries during collisions as these parts of the body can hit against hard surfaces during car collisions. A concussion may also occur in these type of accidents when the victim's head hits a hard object during the car accident. Concussions are known to appear progressively hence accident victims need to be monitored closely. Other injuries that may occur are cuts and bruises all over the body.

If you are involved in a car accident the insurance company of the individual will pay off the car damages but what happens to you. You may be scared for life and at times you may not be able to work again, hence you need some form of income to take care of you. Certainly you need to be compensated for such losses and damages that you will have incurred in the accident. The car accident lawyers will help you asses your losses and inform you on what you can be able to claim.

The car accident lawyers will make sure that you do get represented in court and you do get compensated for all your damages. You may have lost your job because of this accident; certainly you need to be compensated. The car accident lawyers will always assess the accident and your car accident injuries in order to find out how much compensation you should get.

Who is at Fault in a Car Accident

Negligence. This is what defining fault in a car accident boils down to in Colorado injury law. Negligence just means who was careless, who violated a duty to be careful in a specific situation. Sometimes who was careless is an easy thing to define, but sometimes you need an expert Colorado personal injury lawyer. You may not know what road rules another person violated. Especially in the congestion of Colorado's capital city, a expert Denver personal injury attorney could help you argue to an insurance company that another person was at fault. Such arguments are strengthened when there is official support like a police report saying the other person was texting while driving.

A police report is the first place to look for an official Denver traffic accident record. If there is an injury and the police are called they will write an accident report. Ask the traffic division of your local Colorado police precinct for a copy. If the officer states his opinion that it was someone's fault, that is a very powerful document in Colorado injury law. A citation or arrest is your best outcome, while merely stating someone was negligent will also help your case in the Colorado civil court system. Regardless, police reports are great support for a Denver accident lawyer.

State traffic laws in Colorado might differ from national or other state laws. The vehicle code or "Rules of the Road" are easy to acquire, but you may want a Colorado licensed personal injury attorney may help you see where another's negligence led to an injury. Librarians at legal libraries can also help you search for these vehicle codes.

In some accidents, the other person is at fault so much that insurance will not even question it. If someone hits you from behind in a rear end collusion, that person is generally negligent because you are required to keep enough distance to stop when driving behind someone. If you cannot stop safely you are negligent. The damage on a rear-end proves how it happened, so it is very hard to challenge the facts. If one person's front is damaged and the other's rear, it is pretty apparent what happened. A few circumstances may require help from a Denver personal injury attorney. If you have no taillights at night, you may receive reduced compensation because of "comparative negligence."

Left turns are another example where your case my be so sure-fire you don't need a Colorado accident lawyer. The car making a left turn is almost always liable unless the other car was speeding or driving recklessly.

When You Need A Denver Auto Accident Attorney

Torts, or personal injury law, covers a broad spectrum of cases that range from product liability to dog bites so if you are injured in a traffic accident, it's best to call a Denver auto accident attorney. Although any qualified tort litigator could help represent your interests in court, a Denver car accident lawyer has specialized knowledge of motor vehicle law as it applies to injury cases and often, inside knowledge of the insurance industry. This last point is no bad thing, because insurers go to great lengths to avoid paying legitimate claims, which is why its best to have a Denver auto accident attorney in your corner.

How a Denver Car Accident Attorney Can Help

First of all, know this, and never forget do not sign anything from an insurance company before your Denver auto accident attorney has examined it and discussed it with you. Otherwise, you may be signing away all your rights without even realizing it!

A qualified Denver car accident attorney is trained to look at the dense and complex language in which insurance documents are written and pick it apart. There is a reason that English is the international language of business; it is because with its vast and rich vocabulary with subtle shades of meaning, English lends itself to doublespeak and deception better than any language on the planet. This is something of which insurance companies and Denver car accident lawyers are well aware and often, you need to fight fire with fire.

The fact is that insurance companies, like all large corporations, are not in existence to serve people. They serve themselves and their shareholders by maximizing and internalizing profits and minimizing and externalizing losses. This is why insurance companies will go to great lengths to avoid paying claims, and why you need a qualified Denver auto accident attorney to represent you.

What's The Difference Between a Lawyer and an Attorney?

You may note that we've used the terms lawyer and attorney interchangeably here. There is a difference, however; while the word attorney can be applied to anyone who has the legal right to represent your interests, a lawyer is someone who has a law degree and is licensed to practice. Therefore, make sure that the Denver car accident attorney who represents you is also a lawyer licensed by the State of Colorado as well.

No Out-of-Pocket Expenses

If you are hesitating to hire a professional Denver car accident attorney because of the prospect of paying $350 an hour, you should know that most will take you case on a contingency basis. This means that your Denver car accident attorney is paid a percentage of the amount s/he wins for you which also means s/he is very motivated to give you the best possible representation.

In addition, a qualified and reputable Denver auto accident attorney will usually offer you an initial consultation at no charge so if you are not certain you have a case, it costs you nothing to have an evaluation of your situation by a professional Denver auto accident attorney.

Making a Motorcycle Accident Insurance Claim

If a motorcycle accident happened and the victim suffered injuries and damages due to the accident, he could pursue a claim for compensation against the insurance company of the other party. The first step is the preparation of a demand letter. In this letter, the victim needs to write down his strongest arguments pertaining to the liability of the other party, injuries he suffered due to the accident, medical treatment that he underwent and would require in the future, the costs of the medical treatment, amount of lost income and other damages.

In case of a motorcycle accident in Denver, the Colorado statutes would be applicable to all claims of compensation. Hence, a motorcycle accident lawyer in Denver should be consulted to ensure that the victim takes all the necessary legal steps.

The victim needs to clearly state his own theory of liability in the demand letter to succeed with the insurance claim. In a case where the facts are very complex, it is imperative to seek the advice of a motorcycle attorney in Denver.

Liability

Typically, a demand letter begins with a description of the accident and the arguments pertaining to the liability of the other party. All relevant facts should be listed and the letter should begin with the strongest argument. Helpful comments on the police report should be included in the letter as well. Also, if the victim knows about the other driver's bad driving record, this factor could be crucial in the determination of liability. In a city where frequent motorcycle accidents happen, like Denver, a motorcycle accident lawyer in Denver should go through the arguments of liability to make sure that the victim did not forget something important. A motorcycle attorney in Denver is able to conduct a thorough investigation that could potentially lead to more supporting evidence in favor of the victim.

Comparative Negligence

The defense of comparative negligence could be the most challenging defense that the victim needs to counter. Thus, the victim needs to deny any type of negligent action on his part. In the letter, the victim could cite the police report, which indicates that he did not violate any kind of law and there was no evidence showing that he was at fault for the accident. It is important not to admit any kind of fault for the accident unless it is proven that the injured committed a traffic violation that caused the accident.

Injuries and Treatment

In this part of the letter, the victim should provide a detailed description of the pain, injuries and treatments he needed to undergo. Any indication of long-term effects such as disfigurement, disability or permanent soreness could increase the amount of compensation significantly. Thus, a person who has been injured in the Denver area should make sure that a motorcycle accident lawyer in Denver has thoroughly reviewed his claim before pursuing it with the insurance company.

Lost Income

The amount of time missed by the injured due to the accident is another important factor that will be considered in the determination of the value of compensation. As proof, the victim should request his employer to verify in writing his salary and the number of work hours he missed. However, a motorcycle attorney in Denver would discourage victims from arguing too strongly for the compensation of lost income in the demand letter. Negotiations pertaining to this part of the claim should be done during the settlement process.

Settle Your Car Accident Case Without An Attorney

The U.S. Census bureau reports that every year, there are over 10-million car accidents a year, resulting in over 1-million injuries and well over 40,000 deaths. Oftentimes, the negligent parties insurance companies trick the injured party into accepting an amount of money well below what they should receive compensation for, or even worse-nothing at all. Obviously, there is no substitute for an experienced personal injury attorney, but if you follow these steps, you may be able to negotiate a settlement for yourself, or at the very least have set up excellent prep work for your attorney to follow.

If you are in a car accident, you first must calm down and assess the situation taking notes of all your surroundings and your personal well-being. Once you have determined the extent of your injuries, it is important to turn to other potential injured parties.

1. Always Seek Medical Treatment and Diagnosis Immediately

Always seek medical treatment for even the slightest of soreness in your head, neck, back or any other part of your body as it may be more serious than initially thought. One big problem many people have when they first are involved in a motor vehicle crash is that they turn away medical care or an ambulance ride because they feel embarrassed or that they are not hurt enough to necessitate an ambulance. This is wrong for two main reasons.

First, many injuries that a person sustains in automobile accidents do not instantly appear. Whiplash, slipped discs and strained vertebrae often do not present themselves for a day or two after the accident-sometimes even months down the road. If you do not go to the doctor immediately, they will not be able to properly diagnose you and get you healed properly.

Secondly, not seeking immediate help from ambulance staff or medical personnel on the scene makes your case look bad in the eyes of the insurance company. They will immediately think that you were never injured to begin with or became injured in some other way post-accident. This can be used against you should the case go to trial and the insurance company knows that if they hold these types of details over your head, they will be able to force you into accepting an extremely low settlement or no settlement at all.

2. Organize and Keep Track of your Medical Bills

It is essential to keep accurate records of all of your medical bills and lost wages due to the injuries you suffered in your accident. The insurance company will need these bills along with an authorization from you so that they can see what the actual bills are that are related to the accident. You cannot begin negotiating a settlement until you are finished treating your injuries. But be careful-most states have a 2-year statute of limitations for car accident cases!

Your medical bills should be organized by total amount owed to each medical care provider as well as total amount of bills paid by your health care insurance or med-pay provision of your own car insurance policy. There will be two-amounts, the actual bill amount and the lien amount.

The actual billed amount is the total amount of all your bills added up. This will be the number that you begin negotiations with the insurance company with. The lien amount is the amount that was actually paid by the insurance company to pay your medical care providers. Example: you owe $10,000.00 to the hospital. Your insurance company pays that amount, but because they have a "negotiated rate" with that hospital, only have to pay $3,000.00, this is the "lien amount" that you will have to pay the insurance company once you settle your case. So, you negotiate with the negligent drivers insurance company based on the actual amount, not the lien amount.

3. Do Not Accept the Insurance Companies First Offer

Insurance companies make millions of dollars every year (many make billions even). They are able to be so profitable because they know that they can use their power and their money to force you into submission.

Most insurance companies will begin the process by first denying your claim. This is because they know, through analysis of literally millions of cases across decades that the vast majority of people, even though due money for an accident that was not their fault, will simply give up and walk away. Do not let this discourage you from seeking what you deserve.

Once the insurance company realizes that you are not going away, they will attempt to offer you an extremely low amount to settle your claim. Usually, this is less than half of whatever your "special damages" are. Special damages are the actual losses you incurred-medical bills, x-rays, etc. Pick a number that is at least 3-times your special damages and demand that they pay that amount. Of course, they won't, but that will now put them on notice that you know what you are doing and are not to be pushed around.

4. Acceptance of an Offer and Knowing When It's Time to Settle

Insurance companies will only negotiate to a certain extent unless a lawsuit is actually filed. To avoid this, you need to know when its time to settle. Many times, settling for the actual Special Damages amount for what would be considered a minor injury or a soft tissue case should be acceptable. This is because, oftentimes, the lien amount and the special damages are very far apart. Here is a normal situation: Special Damages = $10,000.00. Lien Amount = $3,000.00. If you were able to settle for the amount of special damages, you would be able to pay your insurance carrier back and walk away with $7,000.00-all without using an attorney!

Good luck! And remember, if you feel as though the insurance company will not settle with you for a fair amount, it may be time to hire an attorney. Just make sure that you do so well in advance of the statute of limitations or your right to recover may disappear!